Advantage Plus Federal Credit Union

This takes the gold star as for credit unions go. As far as being in a small town we know the banking staff and they're just like family. They provide excellent service in a professional and friendly manner.

Good place for banking needs

banking with them is so easy. I really appreciate the attention from them.

Outstanding service and products best credit union in town .

One and only credit union in AF as far as I know,others are banks so should have higher transaction fees.
Does the job alright,people who work there are nice and friendly.If you intend financing through them beware of pretty high rates almost 20 % , their internet site is often glitchy.

I don't have enough time in my life to explain how bad this place is!

Their ATM machine functions much better than their internet site , which is very unreliable and fairly unstable.Hence 1 star.Don't reveal to them your e-mail address unless you are eager to clean the spam from all the mailboxes.Saving trees or optimizing the use of any other resources and valuing your time is not a priority for them.Never was,never will be.If you have decent credit you can find a better loan elsewhere 20% APR is excessive by any means of comparison.If your credit is bad you are better off saving your money and then paying cash.
They even managed to screw up our family vacation when I tried to recharge my foreign sim-card and it did not work.I said Ok and used the different account for the same purpose.5 euros or $5.64 buys you 150minutes of talking time 4 GB of data and 10 000 text messages in 1 small European country.2 days later (Advantage plus and timely manner are not compatible)I got text message if I was trying to recharge a card .Ignored it since I was busy with other tasks and they entirely blocked my card.Screwed up at least 2 payments and subsequently my foreign sim-card stopped working so I had to use unreasonably priced roaming to resolve the issues.
So, yes they are the only credit union in town.And they are as cheap as it gets,but luckily for me(and for you, my dear readers) they are not the only banking option in AF.It makes sense to pay some extra for respect,quality and efficiency and just to be treated as an adult,who is willing and able to make his own decisions.If card was lost or stolen I would have called them first.Good bank contacts you right away about the activity deemed suspicious not within 48 hrs and after blocking your card.Oh well...just another...experience...

Sloooooooooooooooooooooooooooooooooooooooooooooooow.