Capital One Café

This coffee shop on Pearl is convenient, cute and makes fantastic drinks— which are half off with the capital one card. Can’t beat it! They use Rishi teas, and my daughter’s Honey Chai was the best either of us has ever had! My vanilla latte was also very good, and they make all syrups in house. Everyone was very friendly when we walked in- you can do banking right there. A great concept!

Located in the Pear Street Mall on Pearl St & 13th St.

I was so excited to see this café as a Capital One customer. Specially seeing so many friendly and welcoming staff members, probably one of the friendliest staff I've encountered. That's the result of excellent management.

I ordered an 'Iced Chai Tea Latte', and it tasted delicious... best of all, I was happy to receive a discounted price as I paid with my Capital One card. The lobby is so clean, organized, spacious & perfect for studying or getting work done.

Overall, we had a great experience at this café.

(just tried the coffee, not the bank side) I tried the honey lavender latte and it tasted amazing! The sweet notes of the honey pair perfectly with the nuttiness of the espresso. I redeemed a coupon for a free drink from capital one and the barista redeemed it, no problem. Free drinks taste the best as we all know. Don't think this place is a gimmick! They have everything you'd expect a coffee shop to have: drip, espresso, matcha, even avocado toast and croquet monsieur! If you have capital one it's a no brainer.

Alicia was super helpful in explaining the benefits of setting up a capital one account, which I did. Plus Bobby made me an excellent mocha!

Lovely people, amazing discounted coffee for capital one card holders. Sometimes they have giveaways and always helpful with banking questions. It's a good idea and cool concept to offer space and bring in customers and prospect ones. I like their happy hour specials and the fact that they make banking fun again and offer a great deal of advice over Java

I just love this place. Always friendly. Coffee is always good. Bright, airy, convenient — and half-price drinks with my capital one card! How can you beat that?

This place is amazing. Apart from getting 50% off drinks with your capital one card, you also get really friendly staff, tables, and even 2 private sound proof rooms that you can easily book! This place is great for studying and working, or just meeting friends here. Love it here!

Honestly might be my new favorite coffee shop in Boulder for working. Free cup of drip coffee every Monday or Friday if you bring a sustainable mug?? Half off any drink if you’re a capital one card holder?? Tons of plugs and different spots to work too. Once you get past the Capital One on the outside, corporate America blah blah, you step into this super functional space that is built for working. Glad I came in, sweet spot.

Update 2021: still love this place and stop in when I'm in town. Got 4 drinks for $4.10 with their BOGO promo and capital one card💪 (please bring one to Kansas City!)

Friendly, helpful Capital One staff, great place for chilling, banking and caffeinating. Tried the Black Tie per baristas recommendation. It was exactly what I needed. Moderately sweet, plenty strong. With a Capital One card, drinks are half off. There are also student promos (essentially a happy hour).

My Mocha Latte tasted just as I would want it to - creamy and natural tasting. I find most Mocha feels artificial to me. My friend's Javiva looked better then any frappuccino. Barista friendly, service is great. We found a private room with comfy furniture where we could enjoy our drinks. Definitely where I want to get my coffee - and half price for Capital One customers.

Love the staff and the coffee is half off for CapitalOne card holders. Beautiful open windows, nice furniture, lots of meeting spaces.

Today was my first time to go there. I just needed to deposit some cash. The person who I forgot the name 😅 explained and escorted me whole time. He offered some coffee at the cafe and I didn’t know it was free. The people work there were very friendly and nice, the ATM was easy to use, it was just a great experience at the bank. I love capital one! Thank you so much

Made my day in downtown Boulder even more special. First I bought a nice beverage and received 50% off with my Capital One card. As I was waiting for my drink, Spencer initiated a great conversation with my family, who are visiting from out of town. He was very polite and nice. The location also composts their paper towels which is very environmentally friendly. The drinks were also delicious. I will be returning to this location or one of their other locations.

Popped in here the other day for a quick coffee. They were giving out swag bags and there was even a free coffee card in there, so mine was free! I got the Maple Pumpkin Oat Milk Latte and I think it was gone in like 2 min, I couldn’t put it down! It’s all I can think about now. They also gave of free bags of coffee. I don’t know of any other cafe or bank that does that! The location is great too, right on Pearl St in the middle of everything, so it’s convenient to get to. Staff was really friendly & welcoming.

This place is great; the staff on both the bank and cafe sides are very friendly and helpful. Jenna and Julie have been helpful since the first time I walked in (and everyone since), plus Martine is fantastic with customers. This is a great place to do some work, attend their events, and get banking help. I moved my accounts over from a bank I’ve worked with since childhood to Capital One because of my experience here in Boulder.

Jennah and various other people were able to convince me to not burn down (exaggeration, no banks were threatened in the making of this review) any other banks (that shall not be mentioned here, but trying to explain to a banker of bank that shall not be named that Iceland is a real country and I am not being scammed by paying a pet import fee is a problem, said bank not mentioning that they had an international fee-free credit card at the beginnings of a move overseas and discontinuing the card without giving a heads up that I should apply for it before they do that is a bigger issue) and were able to get me set up and enough info that I was able to set up a new account and get a card that arrived before I left the country (in under a week). That is very helpful at this point and I am glad I let them convince me!

Great staff and a great bank. Super impressed with the feel of the cafe. Nice place to talk to the bankers and learn all about the different things they do (and the cafe has an amazing nitro cold brew). ATM in the back lets you pick the type of bills you want. Love them.

My partner and I opened accounts with Capital One yesterday and had a wonderful experience. We sat down with Adam at the cafe for 3 hours and knew we were in great hands. He was very knowledgeable, honest, helpful, and made sure we had everything we needed. I would definitely recommend using Capital One and if you are in Boulder go see Adam.

CapitalOne is a large corporate bank like Chase, Bank of America, Wells Fargo, etc., all of which occupies a large footprint of the downtown Boulder area, but that’s where the similarity ends. The CapitalOne Cafe in partnership with Peet’s Coffee is a bank and cafe, or a cafe and then bank, rolled up into one. Upon entering the CapitalOne Cafe, nothing resembles that of a traditional banking institution. The space is very inviting with natural light shining through large windows and large open floor plan with high ceilings. On any given day, and like most coffee shops, you’re bound to see entrepreneurs, contractors, students, locals, city/county workers, and more. I’m observant, but also frequent the cafe to have more insight than most.

The CapitalOne ambassadors are very friendly, welcoming, and down-to-earth; they are not pretentious nor have the look or attitude of a traditional banker. Although I have yet to use their banking services, I have seem them in action from afar. They are very attentive with each and every customer they engage with. Many times, I see them offering their customers on a complimentary beverage while they work to trouble shoot issues or open accounts at the customer’s own insistence. CapitalOne ambassadors have the best job in the world where it seems like their only job is to engage and network with the public.

This isn’t where the differences end. When they aren’t serving their walk-in customers in the cafe, the very same ambassadors engage businesses and non-profit organizations throughout Boulder County by volunteering their time, money and use of their space for events. For example, I recently learned that they actively volunteer months of their time with the Thorne Nature Experience providing resources and volunteering hours to help children reconnect with nature including a $10,000 contribution to Thorne’s efforts. They also have been involved with Out Boulder and recently contributed $50,000 to help cap off their Capital Funding/Campaign. They are also engaged with the University of Colorado and the Boulder Chamber of Commerce.

Perks: CapitalOne provides free coffee or tea for what’s known as Eco Happy Hour. They serve free coffee and tea (all day on Mondays and Fridays) when you bring in your own reusable cup/tumbler to encourage saving resources. As a holder of a CapitalOne credit card or bank card, all beverages are discounted by 50% (half-off). They also often celebrate interesting moments throughout the year. For example, on Fall Equinox, they served a medley of candies one day and then delicious savory soups the very next day. They used to host Waffle Wednesdays where they served Leige waffles to the community the first Wednesday of each month. They even celebrated National Hot Dog Day once by offering all beef and vegetarian hot dog varieties to all their customers. All these events have been free to the public.

CapitalOne Cafe seems like one huge cost center to me…a huge marketing arm of CapitalOne or concept store, especially with many locations throughout the U.S. For example, CapitalOne Cafe ambassadors are not incentivized to sell any of their products. It behooves me to see how they stay in a prime location in Boulder without making any effort to bring in business or generate revenue. It’s definitely a different business model; seems like they’re playing the long game in attracting and retaining customer in a very saturated industry.

After 3 years, I still hear angsty rumblings from long time Boulder locals after CapitalOne Cafe displaced a small local business called Boulder Cafe due to them not being able to afford increases in their lease terms. It’s understandable but also inevitable…no fault of CapitalOne’s to take over that space. Unfortunately a large number of businesses on Pearl Street have closed shop for the very same reason. Those stuck and angered in the past will never appreciate living in the present nor see what’s possible with change.

Great place for coffee, very friendly and professional staff. Mari helped me to open an account today, she was awesome. :)